

Founder & CEO
Viktoria Soltesz
With over 20 years in banking, payments, and taxation, Viktoria Soltesz designs strategies built on how banks think, ensuring that money moves smoothly, safely, on time, and at optimal cost, while avoiding frozen or blocked funds, cash flow disruption, and unnecessary risk.
She runs an accounting, audit, and tax consulting firm in Cyprus, setting up global corporate tax structures, and founded PSP Angels out of frustration with the lack of answers to the most basic banking and payment questions. She developed the Soltesz Payment Framework, which is used by international companies worldwide, and established the Soltesz Institute, the leading EU-accredited independent certification body for the payment and banking industry globally.
Viktoria has served on the advisory board of several payment and financial institutions and is a European Certified Trainer. She has lectured at the University of West London and is a regular speaker at industry conferences and summits, advocating for an ethical and transparent payment and banking industry where best practices are shared, standards are created, and no one takes financial advantage of anyone’s lack of knowledge.
She has published Moving Money – How Banks Think (bestseller) and The CPayO (Chief Payment Officer) The Role Which Doesn’t Exist (but should!), released in September 2025 (both available on Amazon).
Viktoria was recognized as Businesswoman of the Year 2023. PSP Angels was awarded Payment Consultant of the Year in 2023, 2024, and 2025, and the Soltesz Institute was named Best Payment and Banking Education Platform 2025 by multiple independent organizations. Her specialty is handling complex payment and banking issues by connecting tax, operations, UX, risk, and finance into one coherent strategy with both strategic vision and practical innovation.